Swinford Credit Union

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Swinford & District Credit Union Ltd, Main St, Swinford, Co Mayo

Contact Details:

Telephone Number: 094 92 52266  Website: www.swinfordcreditunion.ie  Email: info@swinfordcreditunion.ie

Manager: Cathy Murtagh, Staff:  Eileen Kennedy and Anna Owens

Opening Hours:

Mon: Closed

Tues:  10.30 a.m. to 4.30 p.m.

Wed:  10.30 a.m. to 4.30 p.m.

Thurs:10.30 a.m. to 6.00 p.m.

Fri:      10.30 a.m. to 6.00 p.m

Sat:     11.00 a.m. to 1.00 p.m.

Sun:  Closed

Lunch:  1.30 p.m. to 2.30 p.m. daily

Did you know:

Swinford & District Credit Union is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in 1988, Swinford & District Credit Union is proud of its heritage and continues to be governed by our members and voluntary Board of Directors.

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. We offer members the chance to have control over their own finances by making their own savings work for them. Our credit union is owned by the members — the people who save and borrow with it — people like you.

Services Offered:

Savings: Saving is a good idea and saving with Swinford & District Credit Union is an even better idea. You are not ‘just another customer’, but a member of a highly successful financial co-operative, which provides security and protection for your savings, along with an annual dividend. When you save with us you are also building a history which will be taken into account in the future should you wish to apply for a loan. The money you save with us is used by the credit union to fund the loans we makes to members. By saving with us you are indirectly helping your neighbours and the community to develop. Members savings are insured at no direct cost through the Credit Union Life Savings Insurance (Maximum €12,700-Terms & Conditions apply)

Loans:  Why a Swinford & District Credit Union Loan is different, we are open for loans small and large, the process is straight forward and you get a quick decision, there are no hidden fees or transaction charges, our interest rates are very competitive, your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Our loan rates of 8.00% ( APR 8.32% ) for Car and Home Improvements and 12.00% ( APR 12.68% ) for General Personal Loans mean you can borrow at a very competitive interest rate, compare us to other financial service providers and you will see that you get a great deal, e.g. For a €5000, 3 year home improvement loan, with monthly repayments of €156.66, an APR of 8.32%, the total amount payable by the member will be €5,639.88. cost of credit €639.88

Loans are subject to approval. Terms & Conditions apply.

Become A Member

Swinford’s community based credit union formed by Swinford people to help Swinford people, we look at things differently!

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